Vacation Blog

What is a backpacker travel insurance?

Backpacker travel insurance is not the same as annual holiday insurance, this is mistake many young travelers make when purchasing insurance. Annual holiday insurance is designed for your average holiday maker, who goes abroad a couple of times a year usually for a week or two at a time, and spends most of their time relaxing on the beach. This is very different to the habits of your average backpacker, if there is such a thing as an average backpacker. If you are planning on travelling for long periods of time annual holiday insurance usually doesn't cover your stay out of the country for more than a few weeks at a time.

Backpacker travel insurance initially covers any travel period from a total of 90 days to a one year trip, with a pay as you go benefit enabling you to extend, as often as you want to, the duration of your travel insurance up to 18 months. Online Backpacker travel insurance will take care of you during your longer than usual travels, but will also give you the freedom to fill this time with exciting opportunities as you will automatically be covered for a huge range of hazardous sport that you may get the chance to try.

Hopefully it'll be an adventure of a life time, but you'll be visiting strange places where you may not even speak the language. Don't worry, you'll no more feel like a stranger in an unknown world. Find all your information on travel insurance online. Avail of trip cancellation insurance and holiday insurance. Other features include temporary car insurance, health insurance, medical insurance and prescription services.

It's wise to have a good choice for all backpackers and people backpacking around the world, whether you have taken a gap year and taking time out from your studies, business or just a holiday, vacations, working abroad or studying abroad as a student. Get special covers on adventurous sports, skiing, and providing protection for activities such as scuba diving, paragliding, bungee jumping and winter sports.

Baggage and Possessions Cover. Ensure that your policy protects your possession or you will be unable to claim any compensation for stolen or lost items. Your policy should also cover any administrative costs incurred in the event that your passport is stolen and needs to be reissued.

Emergency Medical Cover. This will provide financial cover for any costs you have to make in the event that you need medical attention.

Holiday Cancellation. If due to unforeseen circumstances you have to cancel your trip early, you will be compensated for any monies lost.

Personal Liability. This is legal cover for any accident, injury or harm you might inadvertently inflict on another individual.

Rescue and Repatriation. In the event of a medical emergency rescue, all your costs will paid by your insurer. This should include helicopter rescue.

Travel Delay. Compensation for any money lost due to a delayed departure, though this will often only be paid after you have been delayed for a set length of time outlined in the policy wording.

Always learn to verify the terms and conditions of any insurance. Carry out research online, always compare the Backpacker Travel Insurance insurance package rate and be aware of the fact that a cheap insurance is not the best one. Comparing different insurance packages is quite essential.

Kirthy Shetty, expert author of travel domains, Platinum status

Free advice on travel insurance:Student Travel Insurance

Your gap year insurance:Gap Year Travel Insurance

After a raucous night in a Belfast pub, Alli and I had just finished our breakfast when we spotted our new friend Billy. We had recently met the charismatic American on a ferry crossing from Scotland to Northern Ireland, and had shared quite a few songs and drinks into the wee hours of the morning.

Before leaving the hostel, Billy said if youre near Corofin two weeks from now, you should stop by for my castle party. Our interest was peaked.

He proceeded to tell us that his family owned a castle, and he had been passing the word to fellow travelers, hoping for a medieval style weekend gathering. We thanked him for the invite, not quite believing the story, and said wed try to make it. Alli and I both thought this offer was too good to be true. We didnt want to be skeptical, but how many people actually owned a castle? We wondered if King Billy was a little off his throne.

When two weeks had almost passed, we discussed trying to find the castle. We only had a general idea of where it was supposed to be, and really didnt know our host that well. In the end, thoughts of bunking in a five hundred year old Irish castle inspired our romantic sides and quashed any practical objections.

Transport from the small town of Dingle wasnt convenient to our end destination, so we decided to hitchhike. We walked a few miles before a tiny little car finally screeched to a halt. We approached the car with sweet smiles on our faces, which quickly disappeared when faced with the screeching elderly woman in the drivers seat.

She yelled at us in a thick Irish accent, get in, get in, Im late fer a funeral. If yar not in this minute Im off. I only picked ya up cause ya were a couple of garls

We frantically stuffed our oversized backpacks through the tiny opening to the backseat and flung ourselves in on top of them. She berated us on the dangers of hitchhiking the entire drive, and stopped only long enough so we could throw ourselves out of the car in Lisdoonvarna. The little town is famous for its annual matchmaking festival.

Finally it Corofin, we popped into the nearest pub to ask for directions. We asked the bartender, a little sheepishly, if there was a castle nearby and how we could find it. Without a moments hesitation, the man told us it was a little less than a mile down the road, and said we should be able to find it easily.

Excited, we started off and after we turned the corner at the end of the first road, we saw a large stone tower looming in the distance. Speechless, we picked up speed and arrived at the gate. With the smell of peat wafting in the air and a stone tower rising out of the craggy ground we kept looking at each other in disbelief. At that moment Billy arrived with more guests.

After a jovial welcome, we entered the castle through a huge wooden door that opened with a booming creak. Billys uncle, an architect from the States, had restored the castle, and from our perspective had done a wonderful job. The tower was almost 100 feet high, could sleep ten comfortably and had three stone bathrooms, with full showers. The bedrooms ranged from large suites to smaller more modest rooms. Our bedroom was basic, but filled with charming antiques. The windows were narrow slits that exploited the sun and moonlight in exquisite ways. The great hall on the ground floor had a huge fireplace you could stand in, a long wooden dining table and modern kitchen that retained its historic feel.

Throughout the day more guests arrived, and eventually there were ten of us representing six different countries. The energy of the impromptu gathering in such an exceptional setting was electric and our first night was truly surreal.

Our host, besides having access to a 15th century Gaelic castle, was also a trained chef. Billy prepared a hearty Irish lamb stew and we all sat down to a table adorned with heaps of fruit, bread, cheese, and of course jugs of wine. With candles blazing we toasted our good fortune and our host King Billy. The energy never waned and everyone stayed up late, getting to know each other. More candles were lit to guide us back to our bedrooms, not necessary, but helped to keep the atmosphere intact.

The next few days our motley fellowship fell into a routine. By day we would go fishing, hiking, or sit and read by the fire. By night more feasting and revelry. The food always seemed better than the last meal and the chemistry between the guests continued to mix well. After about 4 days the decadent weekend came to a close, and we said good-bye to each other and the ancient Gaelic tower.
Our short transformation from budget travelers to royal princesses was more than memorable. The spontaneous generosity and camaraderie of human spirit, combined with such an impressive piece of history, was one of the most unexpected gifts I have ever received from travel.

Highlights of County Clare

Ballyporty Castle: Is located in County Clare, Ireland. It is no longer a private residence and can be rented by groups or individuals. You can follow this link for photographs and more information about booking a truly unique vacation. http://www.ballyportry.ie/

Getting There: Once you arrive in Ireland, the train system isnt as convenient as in the rest of Europe. If possible, rent a car to allow ease of access to all the interesting nooks and crannies found all over the Emerald Isle. The bus system is reliable and easy to use, but doesnt give you the same freedom to explore.

Cliffs of Moher and Doolin: These dramatic seaside cliffs offer a spectacular view of the Irish coastline. If feeling particularly athletic, you can use the small town of Doolan as a base and hike to the cliffs. Doolan is famous for great traditional music and cozy pubs. Its the perfect place to unwind after touring the countryside.

Best B & B: Dalys House: If a castle is just too costly, try this lovely B & B. Perfectly situated to explore county Clare, only 5 minutes away from the Aran Islands ferry. There is a lovely breakfast room that overlooks the sea. The best part is the cost, at only 32 Euros or 41 US per person

Jane Arnold is a freelance writer and travel buff. She has spent time in Europe and North America, and most recently traveled to South East Asia. You can read more of her travel stories at http://www.girlyside.com/girlyside.html The website is a girl's guide to health, beauty, love and leisure. Sign up for the free newsletter at http://www.girlyside.com/newsletter.html